QUICK LOAN PROVIDER

1. Privacy Policy – Dream INC Loan App

Last Updated: 12 August 2025

This Privacy Policy explains how Dream INC (“Company”, “we”, “our”, or “us”) collects, uses, and protects the information of users (“you”, “your”) when you use our mobile application (“App”) and services related to loan application facilitation.

By using our App, you agree to this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

A. Personal Information

  • Full Name, Date of Birth, Gender

  • Contact details: Email, Mobile Number, Address

  • Identity documents: PAN, Aadhaar, Voter ID, Passport

  • Photograph and Signature

B. Financial Information

  • Bank account details & transaction history

  • Salary slips, Income details, Employment proof

  • Credit score & credit history from credit bureaus (e.g., CIBIL)

C. DSA (Direct Selling Agent) Information

  • Professional details & business registration documents

  • Bank account details for commission payments

  • KYC documents for verification

D. Device & Usage Information

  • IP address, Device ID, OS type, Browser type

  • App usage data (pages visited, time spent, actions taken)

2. Purpose of Data Collection

We use your data for:

  • Processing and forwarding loan applications to lending partners

  • DSA verification and commission payments

  • Communication related to loan applications and account updates

  • Fraud prevention and compliance with legal obligations

3. Data Sharing

Your data may be shared with:

  • Partner Banks/NBFCs for loan processing

  • Credit bureaus for credit score checks

  • DSAs who referred you (only relevant data)

  • Government and regulatory authorities if legally required

4. Role of Dream INC

We are a Loan Service Provider / Loan Connector.
We do not approve, reject, or disburse loans. All loan decisions are made solely by our lending partners.

5. Data Security

We use encryption and secure servers to protect your data. However, no transmission method is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You can request access, correction, or deletion of your data by contacting us at salesdreaminc@gmail.com.

7. Changes to This Policy

We may update this Privacy Policy. Updates will be posted on our website and App.

8. Contact

Dream INC
Email: salesdreaminc@gmail.com
Address: 3/2 SECOND FLOOR, Kirti Nagar, Near HP Petrol Pump, India